Free · 9-page PDF · 12 minutes

Salary enters. By the 18th you're broke.
Find out who killed it.

You don't need another budget app. You need a post-mortem. This 9-page worksheet walks you through your last salary — alert by alert, debit by debit — and names exactly which of the 7 Nigerian leak categories finished the money before the month did.

The Payday Autopsy

It's free. It takes 12 minutes.

You'll leave with a verdict on paper: "My salary died on the ___ day of ___, killed by ___."

  • The 7 leak categories that eat every Nigerian salary
  • Line-by-line worksheet — scroll your banking alerts once
  • Verdict page + your real leak number, no shame
  • 3 moves to make before next payday

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    Instant PDF download 📄 9 pages ⏱ 12 minutes 🇳🇬 Written for Nigeria
    The Payday Autopsy worksheet cover Free

    You've earned this money three times over.
    So where is it?

    Salary enters on the 25th. For the first three days you feel rich. Then the transfers start. Then the debit alerts. Then by the 18th you are scrolling your bank app at 11pm, muttering "this can't be right."

    Most salary earners in Nigeria can't tell you where 30-40% of their salary went. Not because they're careless. Because the money leaves in pieces too small to notice — until you add them up on paper.

    The Autopsy doesn't judge you. It lays the body on the table. You sign the verdict.

    How it works

    Open your banking app. Set a timer.
    You're done before your tea gets cold.

    1

    Print the worksheet (or open it on your phone)

    Paper works best. But if you can't print, Notes app or a pen on the back of an envelope works too.

    2

    Scroll every alert from payday forward

    Open your banking app. Start from the day salary entered. Drop every debit into one of the 7 buckets. One line per debit.

    3

    Add each column. Subtract from salary.

    The biggest column is the culprit. That's what killed your salary. It's almost never the thing you thought it would be.

    4

    Sign the verdict. Do the 3 moves tomorrow.

    Last page: three specific actions (the Payday Split, one autopilot savings, one honest conversation) before next salary enters.

    Send me the Autopsy →
    After the Autopsy

    The Autopsy finds the body.
    The book gives you the moves.

    If you want the exact 90-day system to split your salary on payday, plug the 7 leaks permanently, and survive December & January — there's a 66-page book for that. Written by a Nigerian, for Nigeria. Instant PDF after payment.

    See the book →

    No pressure. Run the Autopsy first. Buy the book only if you want the full plan.